 | Volume 7 - Number 2 Inside you'll find: Update your Business Plan How to Hire & Fire From the Desk of Jeff Gaia: SBA Lending |

| Volume 7 - Number 1 Inside you'll find: Business Survival Tips Successful Communications Strategies From the Desk of Jeff Gaia: Move Your Money |

| Volume 6 - Number 1 Inside you'll find: How to be a better leader 21 tips to improve your company's web site? From the Desk of Jeff Gaia: Helping our clients during turbulent times |

| Volume 5 - Number 1 Inside you'll find: How to focus your marketing efforts Does your business need a blog? From the Desk of Jeff Gaia: Remote Deposit Continues to Impress |

| Volume 4 - Number 2 Inside you'll find: Healthcare Options Cause Related Marketing From the Desk of Jeff Gaia: Biltmore Bank #1 Mid-Size Bank in Arizona |

| Volume 4 - Number 1 Inside you'll find: One to One Marketing Success; font-family: Arial">From the Desk of Jeff Gaia: Biltmore Bank #1 Mid-Size Bank in Arizona |

| Volume 3 - Number 3 Inside you'll find: Gift Promotions – Done the Right Way the Desk of Jeff Gaia: Biltmore Bank Remote Deposit Service |

| Volume 3 - Number 2 Inside you'll find: Raising Capital for Your Business |

| Volume 3 - Number 1 Inside you'll find: Building Customer Loyalty |

| Volume 2 - Number 3 Inside you'll find: Business Planning |

| Volume 2 - Number 2 Inside you'll find: Managing Healthcare Costs |

| Volume 2 - Number 1 Inside you'll find: How to Outsource for Success Cash is King From the Desk of Jeff Gaia: Why We Are Different |

| Volume 1 - Number 2 Inside you'll find: Top 10 Business Resolutions for 2006 Managing the Rising Costs of Employee Health Care From the Desk of Jeff Gaia: How We're Building The Ultimate Banking Experience. |

| Volume 1 - Number 1 Inside you'll find: Fighting Identity Theft Tips for Successful New Businesses From the Desk of Jeff Gaia: THE BILTMORE BANK OF ARIZONA - Creating a Different Kind of Bank! |