Regional President, San Diego
Regents Bank, a division of Grandpoint Bank
Stephen Friedman serves as Regional President of the San Diego Region. Stephen is a 20-year banker and joined Regents Bank in 2009. He is responsible for developing and managing commercial loan and depository relationships throughout the San Diego region.
Stephen came to Regents Bank from CommerceWest Bank after its acquisition of Discovery Bank. He began his banking career in 1987 at Bank of Boston (now Bank of America), rising to Vice President of Corporate Banking. In 1993, he joined the Bruegger’s Corporation, a bagel bakery franchiser, as Chief Financial Officer. From 1997 to 1998, Stephen was Chief Financial Officer of Westwind Group, a large Burger King franchise. He also was President/Owner of Jody’s Baking Co., a commercial bakery located in San Diego from 1999 through 2004.
Stephen’s experience inside and outside of banking, has provided him with a level of business understanding over and above what is normally found in banking. Stephen maintains an extensive network of professionals, who then become his clients’ network for advice and expertise on most business issues. His clients view Stephen as more than just a source to meet their immediate banking needs -- they see him as a strategic partner they rely upon to help achieve their goals and objectives.
Half of his practice consists of operating businesses, including manufacturers, distributors, contractors, professional service firms and contractors. The remainder of his practice revolves around commercial real estate financing, including construction, bridge, mini-perm and SBA 504 loans of most property types.
A resident of Carmel Valley, Stephen has been an active member of Provisors, the Association for Corporate Growth of San Diego, the Business Executives Council, the Rancho Bernardo Professional Group and Renaissance Executive Forums. He earned a Bachelor of Arts degree from the University of Vermont, followed by a Master’s degree in Business Administration from Boston College. He also earned a Graduate Banking Degree from the Graduate School of Banking at Colorado.