Remote Deposit Capture
The Biltmore Bank of Arizona's Remote Deposit service enables you to deposit checks to your Biltmore Bank accounts from your desk or anywhere in the United States. All you need is a specialized scanner, PC and Bank-approved software that transmits checks electronically and sends images to the Bank for deposit. This state-of-the-art technology reduces your time and liability by delivering your deposits through courier services or in person, and improves your efficiency and cash flow.
Business Mobile Remote Deposit Capture
Business Mobile Remote Deposit Capture (RDC) encapsulates the features of traditional Desktop Deposit scanning and incorporates it into your mobile device. This service creates efficiencies in the form of time and cost savings and provides you the mobility needed to increase your productivity on the go. Business Mobile RDC leverages auto-capture technology to reduce mobile deposit workflow friction. In addition, this service enables you to perform batch check deposits and provides security controls to maximize administrative oversight for mobile check deposits made by your staff members.
ACH Debit Origination
ACH Debit Origination enables your company to collect payments from your clients via the Automated Clearing House (ACH) network. That means you can debit your clients’ accounts to collect fixed or variable payments, such as membership dues or insurance premiums. Funds are deposited directly into your Biltmore Bank account, providing you with greater control and predictability in your accounts receivable process.
Our Lock Box Service streamlines the remittance process if your business receives payments by mail. Payments are sent to a post office box where they are collected by the bank several times a day and deposited directly into your Biltmore Bank account. Our service provides timely payment receipt reporting and allows you access to electronic and paper remittance images online to update your receivables or research customer questions.
If your business requires frequent deposits of cash or you need to maintain a continuous inventory of cash and currency, our Cash Vault Service provides convenience and peace of mind. Armored carrier service from your business location moves cash and currency safely to a Cash Vault, where your deposits are processed and deposited securely and promptly. You can also order currency and coin online and have it delivered by armored carrier to your business, eliminating trips to your banking office.
Merchant Services allows you to credit funds from all major credit cards directly to your checking account with the highest level of customer service. And we offer a choice of advanced processing technologies, including wireless, Internet and PC-based options.
The Biltmore Bank of Arizona provides credit cards, PIN-based debit cards, gift cards, electronic check acceptance and more so that you can offer a variety of payment options to your customers. That can help you expand your customer base, increase your sales and revenue, and reduce operating losses.
For more information, please contact your Treasury Management Sales Professional at 855.832.0553.
Zero Balance Accounts
Does your business have a need for multiple corporate checking accounts for reasons of segregated duties or simply due to geography? The Biltmore Bank of Arizona's Zero Balance Account can help you control, manage and maintain your desired cash balances by enabling you to transfer funds from several accounts to a single account each business day automatically.